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True Gem in the Heart of Verplanck! What an opportunity! This beautifully maintained 2-family home offers comfort, versatility, and charm around every corner. Nestled on a desirable corner lot, the sweet front porch sets the tone with its warm, inviting feel—perfect for morning coffee or greeting neighbors. The main level features a spacious living room, dining room with a roomy storage closet. An updated full bath delivers a true spa-like experience, while gleaming hardwood floors run throughout. Generously sized bedrooms provide plenty of space and comfort. Central air ensures year-round comfort, and the large attic offers excellent storage. Downstairs, the legal lower-level apartment is ideal for rental income or multigenerational living. Enjoy a bright, sunny living area, eat-in kitchen with new appliances, a large bedroom, and a clean, retro-style bathroom. There's even a one-car garage with an adjacent laundry center for added convenience. Step outside to your own backyard retreat! A large shed keeps the garage clear for your vehicle, and the expansive yard is fully equipped for fun—featuring a wireless dog fence, a pool, a firepit, and a hot tub that make entertaining effortless. This property truly has it all—don’t miss your chance to own a slice of Verplanck charm!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $814 | $814 | $814 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,282 | $3,411 | $4,346 |
Total Monthly Payment | $4,188 | $4,317 | $5,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.