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Historic Charm Meets Modern Potential: An Iconic New Hartford Village Gem! Don't miss your chance to own this celebrated double Cape, a piece of New Hartford's cherished history. Built circa 1804, this 12 room, 5-bedroom, 4-bathroom home spans an impressive 2, 898 sq. ft. , blending antique character with endless possibilities for customization. Situated within walking distance to the village center's shops, restaurants, and cultural landmarks, this property offers the perfect blend of charm and convenience. Key Features: Timeless Design: Original wide chestnut floors, stunning built-ins, and four working fireplaces, including one with an intact bake oven and cozy wood stove. Unique Layout: The "double Cape" design, with a later 19th-century addition, presents options for multi-generational living or a spacious in-law suite (subject to town approval). Historic Details: This home once served as a tea parlor, cobbler shop, and gatekeeper's residence, preserving a rich history that adds to its charm. Spacious Rooms: Five bedrooms, including two oversized rooms and potential for a luxurious master suite, plus an office or nursery. Flexible Potential: A utility room with kitchen and laundry appliances and allowable professional use offers endless opportunities for personalization. Additional Highlights: Warm & Inviting Spaces: French doors, abundant natural light, and thoughtful built-ins create an atmosphere of warmth and elegance. Outdoor Appeal: Enjoy a charming shed with a unique coffered ceiling and proximity to outdoor adventures, including kayaking, skiing, hiking, and fishing. Prime Location: Steps from vibrant local shops, breweries, and community events, with easy access to major roads.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Den | Main |
Dining Room | Main |
Family Room | Main |
Formal Dining Room | Main |
Kitchen | Upper |
Library | Main |
Living Room | Main |
Office | Upper |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $570 | $570 | $570 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,458 | $2,622 | $3,315 |
Total Monthly Payment | $3,103 | $3,267 | $3,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.