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This Oldsmar home - Manors of Forest Lakes Phase 2 is a split bedroom 3 bedroom 2 bath home is tucked away at the end of a cul-de-sac and on a desirable federal preserve bird sanctuary where deer, turkey, raccoons and birds visit you sometimes daily. The pride of ownership shines through in this home. The house has Brazilian Cherry engineered hardwood floors in the dining and living rooms. The kitchen has maple wood cabinetry, Corian countertops and high-end stainless steel appliances. Both of the bathrooms have been renovated with new hardwood vanities, granite counter tops, frameless shower doors and many other custom upgrades! A spacious enclosed air conditioned sunroom expands the living space for year-round fun. A 19-seer Carrier Infinity A/C unit and duct work, a new roof, and additional insulation were installed in 2014. The electrical panel and new circuit breakers with whole house surge protection was upgraded in Oct 2015. Other features include a water softener, security system, and custom closet systems. The inside and outside has been recently painted. The freshly painted garage also boasts an 8ft gladiator work bench and an extra washer/dryer set! Outside there is a patio, an 8x10 shed and a lovely greenhouse for year round plants and vegetables! Close to shopping, restaurants, and entertainment. The area has city parks with plenty of nature trails. You are also just minutes from Tampa and St. Petersburg.
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Our Executive Mortgage Banker:
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$580,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $464,000 | $464,000 | $464,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,933 | $3,048 | $3,884 |
Total Monthly Payment | $3,393 | $3,508 | $4,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.