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Introducing a charming 1950's ranch located in the esteemed Dean Estates neighborhood. This meticulously maintained property boasts an array of features that blend timeless appeal with modern comforts. As you step inside the 1, 832 square foot home, you feel welcomed. A spacious living room, complete with a fireplace, and large picture windows allow natural light to flood the room, offering serene views of the expansive deck and tastefully landscaped yard. The house features three bedrooms and two bathrooms, providing ample space for comfort and privacy. The primary bedroom includes an en-suite bathroom. The third bedroom has been transformed into a versatile den or office space, adapting to your changing needs whether for work or leisure. The uniquely grey pickled hardwood floors that run throughout the house, add warmth and a touch of character to each room. Additionally, the sunroom presents a tranquil space to enjoy a morning cup of coffee. Entertainment possibilities are endless in the lower-level recreation room, outfitted with a dry bar. Practical features have not been overlooked. The home includes an integral garage, central air conditioning, and a fenced-in yard providing privacy and security. A stone's throw away from Garden City Center, offering a variety of shops, dining options, and entertainment. This property blends the charm of the past with the conveniences of modern living, making it a perfect choice to call home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,135 | $3,258 | $4,152 |
Total Monthly Payment | $3,685 | $3,808 | $4,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.