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Welcome to Garland Woods—a highly desirable, established community in Pelham! This one-owner Craftsman-style home offers 3650 sq ft of meticulously maintained living space with 4 bedrooms, 3. 5 baths and 2 car garage. Thoughtfully designed for flexibility, the home includes two spacious primary suites — one on the first floor and another on the second—ideal for multi-generational living or private guest accommodations. The kitchen has granite countertops, an oversized island, stainless appliances, double door pantry, and loads of natural light. The open concept living area flows seamlessly with living room and dining area. The home features hardwood flooring throughout 1st and 2nd floor, w/50 amp outlet for electric car or rv hook up, a whole house auto-kick-on generator for peace of mind, a shed for storage and a cozy fire pit area for outdoor gatherings. The finished walkout basement has soaring 14-foot ceilings, a slider to the patio, and offers an incredible space for entertaining, home theatre or relaxing. Enjoy peaceful mornings on a private deck surrounded by lush landscaping and regular visits from birds, turkeys, deer and more. Evenings are best spent on charming farmers’ porch, perfectly positioned to take in the gorgeous sunset views. This home has truly has it all—space, style, and setting—in one of Pelham’s most desirable neighborhoods. Showings begin at open house on May 3rd at 11: 30am.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $808,000 | $808,000 | $808,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $1,085 | $1,085 | $1,085 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,588 | $5,174 | $6,873 |
Total Monthly Payment | $5,798 | $6,384 | $8,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.