4148 102ND PLACE N, Clearwater, FL, 33762 | $430,000

Step into a meticulously maintained 3-bedroom, 2-bathroom, 2-car garage non flood zone home, offering an expansive 1, 475 SqFt of stylish, open living space. The charming stone-accented facade welcomes you into a home that seamlessly blends modern upgrades with thoughtful design at every turn.

The heart of this home, the kitchen, will captivate any culinary enthusiast. It features gleaming stainless steel appliances, custom-designed backsplash, rich granite countertops, abundant cabinetry, and recessed lighting—all curated to create the perfect space for cooking and entertaining.

Both bathrooms exude sophistication, with the second bath featuring a soaking tub perfect for unwinding after a long day. The primary suite is an absolute retreat, complete with a spacious walk-in closet and an en suite bath with dual vanities and a pristine walk-in glass shower enclosure.

Convenience is paramount, with a dedicated laundry room offering built-in cabinetry and a sink, keeping your home as organized and functional as it is beautiful.

Recent updates throughout enhance both the home’s value and functionality, including luxurious waterproof porcelain tile floors, newly installed Pella Hurricane Impact & Insulated Windows (January 2024), a 38-gallon electric water heater (July 2021), and a new A/C unit (September 2023). The roof, replaced in July 2020, provides peace of mind for years to come.

Living here means enjoying a low-maintenance lifestyle with a $191/month HOA fee that includes basic lawn care, access to a newly remodeled clubhouse and heated/cooled pool, shuffleboard courts, and Spectrum internet/cable. Additionally, reclaimed water for the lawn ensures a greener, more cost-effective landscaping solution.

Perfectly located just minutes from Freedom Lake Park, and only 30 minutes from world-renowned beaches, this home offers ultimate convenience. Whether you’re headed to Tampa or Downtown St. Pete, you’re just 20 minutes away from everything these vibrant areas have to offer.

Features

  • Amenities: Clubhouse, Pool, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 60 x 100
  • Laundry: Inside, Laundry Room
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,475
  • Acreage: 0.14
  • Lot Size: 60 x 100
  • Est. Taxes: $4,277
  • HOA Fee: $191 Monthly
  • Lot Desc: City Lot
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8376717
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8376717/4148102ndplacen_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/26/2025 2:56:18 AM)
Listing courtesy of KELLER WILLIAMS ST PETE REALTY   Phone: 727-894-1600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4148 102ND PLACE N, Clearwater, FL, 33762

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $356 $356 $356
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,174 $2,260 $2,880
Total Monthly Payment $2,605 $2,691 $3,311

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.