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Classic Allure with a Sleek Modern Twist
Welcome to this beautifully renovated, sun-filled two-bedroom, two-bathroom prewar co-op at the esteemed 205 East 78th Street. This mint-condition sponsor unit, offering no board approval , seamlessly blends timeless architectural charm with sophisticated modern upgrades, and is ready for immediate move-in.
Bathed in natural northern and southern light, the home radiates warmth and elegance. A striking wood-burning fireplace, high beamed ceilings, and rich hardwood floors create an inviting atmosphere for both entertaining and relaxing. The dining area blends well with the living space, enhancing the open, airy layout.
The windowed chef's kitchen is outfitted with top-of-the-line appliances, including a Liebherr refrigerator, custom white cabinetry, generous counter space, and open shelving combining function with sleek design. A full-size washer and dryer are conveniently tucked away.
The primary ensuite bedroom is a peaceful, north-facing haven, spacious enough for a king-sized bed, seating area, and home office. It features three generous closets for ample storage. The second bedroom, also well-proportioned and filled with southern light, is perfect as a guest room, library, or office, with generous closet space.
Both bathrooms are spa-inspired sanctuaries. One features a deep soaking tub, classic black-and-white subway tiles, and a pedestal sink, The ensuite bath offers a sleek, glass-enclosed shower for a serene, modern retreat and a window that fills the space with soft natural light.
This high-floor prewar apartment has been masterfully renovated with exceptional attention to detail, embracing both old-world craftsmanship and modern sensibilities. Located in a distinguished, full-service cooperative in the heart of the Upper East Side, the residence is beautifully proportioned and filled with high-end finishes.
205 East 78th Street is a full-service cooperative with a full-time doorman and live-in resident manager. Originally built in 1931 and converted in the 1980s, the classic building offers enduring charm and character. Residents enjoy convenient amenities such as a central laundry room, bicycle room and storage units. The building is pet-friendly (up to 30 pounds). 205 East 78th Street permits pied-a-terre and co-purchasing. The is an assessment ending April 2026 of $1. 66 per share, which is being paid for by the seller. The monthly maintenance includes utilities.
Perfectly situated at the corner of Third Avenue and 78th Street, enjoy unmatched access to Central Park, the Metropolitan Museum of Art, Madison Avenue's top shops and acclaimed restaurants. The 6 train at 77th Street, the Q at 72nd, and multiple express buses offer effortless commuting. Some photos (and view) are virtually staged.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.613% | 6.183% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,882 | $6,548 | $8,742 |
Total Monthly Payment | $6,007 | $6,673 | $8,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.