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This Palencia pool home offers serene preserve views & plenty of privacy. Constructed in 2020, this Tivoli floor plan has four bedrooms, three full baths, and 2264 square feet of well-laid-out living space. Sliding doors open from the family room to a covered lanai, screen-enclosed pool & a fully fenced backyard backing to preserve. The gourmet eat-in kitchen boasts a center island, a wraparound breakfast bar, double ovens, a gas cooktop, quartz countertops, and white 42-inch upper cabinets. The front bedroom is ideal for a guest suite, with a private ensuite bath. Two additional guest bedrooms and a full bath are tucked away off of the family room behind a custom-built barn door. Each bedroom is complete with wide-plank European white oak flooring. The spacious owners' suite offers preserve and pool views and an oversized walk-in closet with custom built-ins. The primary bath has double vanities, a walk-in shower, a garden tub, and a linen closet. (CONTINUED) The walk-in laundry room has a soaking sink, upper cabinetry & a washer and dryer that conveys. The backyard is a true private oasis. It features a heated saltwater pool with a sun shelf, a tiki bar, and a covered lanai, all under a screen enclosure. The backyard borders the preserve for added privacy, and the yard is fully fenced. There's ample room for parking with a three-car garage complete with epoxy flooring, overhead storage & a service door leading out to the side yard. Located in the sought-after gated community of Palencia, residents enjoy a fitness center, three community pools, lighted clay tennis and pickleball courts, sports fields, fitness trails, and a boardwalk leading to the Intracoastal. There's an A-rated Elementary school in the neighborhood and a championship Arthur Hills-designed golf course. This community is the perfect place to call home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $631,200 | $631,200 | $631,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $592 | $592 | $592 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,990 | $4,147 | $5,284 |
Total Monthly Payment | $4,674 | $4,831 | $5,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.