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Welcome to your future home nestled in the serene and established neighborhood of Poinciana! This spacious property boasts a bright, open floor plan enhanced by high ceilings and an abundance of natural light that creates a warm and inviting atmosphere. No carpet as the flooring is ceramic tile and Laminate flooring. The kitchen offers ample cabinet space, perfect for preparing delicious meals, and features a dining area that flows seamlessly into the family room, making it an ideal space for entertaining or family gatherings. The primary suite is a true retreat, complete with a walk-in closet and an en-suite bathroom featuring composite surface countertops, a double sink, and a walk-in shower. Designed with functionality in mind, this split-plan home separates secondary bedrooms from the primary suite, providing privacy for everyone. An updated second bathroom serves the additional bedrooms, making this layout convenient and practical for families. **Step outside to discover a generously sized backyard, perfect for entertaining guests, gardening, or simply enjoying the beautiful Florida sunshine. The yard is completely fenced in, providing a safe space for kids and pets to play, and includes a storage shed for your convenience. **Located with easy access to schools, shopping, parks, and major roadways, this home beautifully combines comfort and convenience. While the property has a basic feel and in need some updating—such as with an original roof which presents an excellent opportunity for you to add your personal touch and transform this house into your dream home. AC unit was installed 2024 and exterior recently repainted! **With some TLC, you can truly make it your own. Seller will contribute up to $10, 000 towards buyer's closing costs. Don't miss out on this amazing opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,289 | $1,340 | $1,708 |
Total Monthly Payment | $1,624 | $1,675 | $2,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.