12384 144TH STREET, Largo, FL, 33774 | $595,000

Welcome to this stunning 3-bedroom, 2-bathroom POOL home located in the highly desirable Yellow Banks neighborhood! Situated just 5 minutes from beautiful Indian Rocks Beach and mere steps from Largo Marina, this property offers an unbeatable combination of convenience and relaxation. This home is perfect for families or as a lucrative investment property, currently generating $3, 990 per month in long-term rental income. NO HOA, NO FLOOD ZONE.

The spacious, open-concept floor plan connects the inviting living room—with a striking fieldstone fireplace—to the expansive kitchen, making it ideal for entertaining family and friends. The kitchen features premium stainless steel appliances, including a Bosch dishwasher, French door refrigerator, and a coveted gas range, as well as a double closet pantry providing ample storage.

A generously sized dining room and separate family room overlook the pool area, enhancing the home's flow and functionality. No carpets here—only elegant ceramic tile and high-quality waterproof wood-look laminate flooring throughout!

The private primary suite, located at the rear of the home, offers direct access to the pool deck and includes a luxurious en-suite bathroom featuring a spacious two-person walk-in steam shower with custom tile and river pebble flooring. The primary suite's walk-in closet conveniently connects to the adjacent laundry room, equipped with a washer and gas dryer.

Two additional bedrooms and a full bath are thoughtfully positioned at the front of the home, ensuring privacy and comfort for family or guests.

Step outside into your backyard oasis, featuring a large screened-in lanai with cooling ceiling fans—perfect for relaxing or dining. Enjoy year-round swimming in your heated, salt-system pool, which has a newer pump and heating system (only one year old). The fully fenced backyard also provides ample space for gardening, play, and outdoor gatherings.

Additional highlights include RV/trailer parking, an EV charger for electric vehicles, natural gas appliances, and significant updates: Roof (2019), Water Heater (2020), and A/C (2018). Located on a natural ridge with low-risk flood zone X designation, you're just blocks away from George McGough Nature Park and less than a mile from shopping, dining, and entertainment.

Families will appreciate the proximity to good public schools, including Anona Elementary, Seminole Middle, and Largo High.

This is your chance to own this fantastic property in the heart of Yellow Banks—schedule your showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 84 x 115
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room
  • Year Built: 1956
  • Garage: 1-car Electric Vehicle Charging Station(s), RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,848
  • Acreage: 0.23
  • Lot Size: 84 x 115
  • Est. Taxes: $9,061
  • Lot Desc: Landscaped
  • View: Pool
  • Elem. School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Largo High-PN
  • Pool: Heated, In Ground, Salt Water
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8376420
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8376420/12384144thstreet_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/25/2025 5:11:19 AM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12384 144TH STREET, Largo, FL, 33774

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.050% 6.152%
Monthly Tax Payment $755 $755 $755
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,009 $3,127 $3,985
Total Monthly Payment $3,856 $3,974 $4,832

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.