3630 OAK STREET, Mount Dora, FL, 32757 | $899,000

Old Florida Storybook Estate with nearly 16 Acres & 1, 000± Ft of Private Lake Frontage!
Discover a rare opportunity to own a timeless Southern Colonial estate nestled on a private lake. Tucked away in a quiet residential area, this one-owner home blends vintage charm with modern flexibility, offering the perfect setting for peaceful living, entertaining, and endless outdoor enjoyment.
Step inside through the charming brick walkway and covered front porch to find original hardwood floors, soaring ceilings, and spacious light-filled living areas. The main level features a formal living room, dining area, and sliding doors that open to the back patio, offering seamless indoor/outdoor living. The kitchen is both cozy and functional with a breakfast bar, eat-in nook, wood-burning fireplace, and doors leading to both porches—ideal for morning coffee or evening gatherings.
The thoughtful floor plan includes 4 bedrooms, 3 full bathrooms, and 2 versatile bonus rooms. The main-level primary suite includes a wet bar, sliding doors to the outdoors, a large walk-in closet, linen storage, a garden tub, and a sit-down vanity. A guest bedroom/office with exterior access and a connecting bonus room offers great potential for an in-law suite or private guest quarters. Upstairs, you'll find a classic hallway, two large guest bedrooms with walk-in closets, a full bathroom, and a bonus room with built-in bookshelves and a window balcony overlooking the living room.
Additional features include a large laundry room & utility room, 3-car garage, and a 2-car carport providing ample parking and storage for guests, hobbies, or recreational equipment.
Outside, the possibilities are truly endless. Relax on the porch with lake views, or design your own outdoor paradise: build a private dock for fishing, paddleboarding, or kayaking; add walking trails and secret picnic spots around the lake; landscape with native plants for a nature preserve feel; or add a lakeside firepit or gazebo for entertaining. There's also potential to add a guest house, workshop, barn, or additional detached structures—perfect for multi-generational living, hobby farming, or creating a retreat-style environment.
Zoned R3 (Medium Residential), this property offers valuable flexibility for future development or residential use. Whether you're seeking a private estate, additional dwellings, or long-term investment, the R3 zoning supports a variety of possibilities. Buyers are encouraged to verify land use and development potential with Lake County Planning & Zoning.
This picturesque estate has been lovingly maintained and is ready for its next chapter. From the timeless architecture to the peaceful lakeside setting, this is the kind of place where you plant roots, host holidays, and enjoy quiet sunsets for generations to come. Don't miss this one-of-a-kind Florida gem! The Seller is contracted with Skymark for a new roof! The house is on approximately 3. 98 acres. Parcels 2989637 is approx 4. 95 acres and 2503009 is approx 6. 98 acres and are primarily the lakes and wetland areas. .

Features

  • Rooms: 14
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 1992
  • Garage: 3-car Boat, Circular Driveway, Covered, Driveway, Garage Faces Side, Guest, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,646
  • Acreage: 15.91
  • Est. Taxes: $3,734
  • Lot Desc: In County, Landscaped, Unincorporated
  • View: Water
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: G5095848
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/G5095848/3630oakstreet_mountdora_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/25/2025 11:02:22 PM)
Listing courtesy of DAVE LOWE REALTY, INC.   Phone: 352-383-7104

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NMLS Mortgage Loan Originator ID 16953

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3630 OAK STREET, Mount Dora, FL, 32757

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $311 $311 $311
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,370 $4,605 $6,216
Total Monthly Payment $4,773 $5,008 $6,619

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.