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Welcome home! When you think about picture perfect, this is what you are thinking about! Nestled in the heart of the beautiful and warm community of The Reserve and located within the award winning Cornwall school district, where else would you rather be! The home itself is in immaculate condition with nothing to do but unpack! Envision your family gatherings in a meticulously maintained yard, leveled, and fenced for privacy. Or if you rather sit on your country style front porch enjoying your morning coffee or watching the sunset, either way you can't go wrong. Now stroll inside to a vaulted ceiling grand entrance, featuring a picturesque chandelier lit foyer. Hardwood like flooring will lead you throughout your main level all the way past your open floor plan kitchen into a cozy family room with a wood burning fireplace. There are plenty of rooms to go around for everyone, with a flex space that could serve as an office, playroom, gym, etc. , naturally lit formal living and dining rooms, mud room/laundry room, as well as a powder room gives you everything that you need on one level. Wander upstairs to 3 generous size bedrooms for children, guests, or family, along with a centrally located bathroom to serve them. Behind the grand entrance of double doors you will find bedroom number 4, an unmatched Primary suite, equipped with a full sitting area, walk-in closet, and an ensuite bathroom featuring a jetted spa tub and separate stand up shower, as well as a dual vanity for superb convenience! Downstairs you will find a perfectly maintained, wide open blank template, walk-out basement that is ready to be transformed into anything that you may desire! Equipped with like new utilities and a purposeful upgrade that features two hot water heaters for this oversized home. No need to wonder how the greens outside are perfect all year round, you too will also be able to take advantage of the professionally installed irrigation system to keep your lawns in peak condition! Lastly, never fear opening a utility bill again, as this house features solar panels that will keep you seeing unimaginable savings monthly with the amounts of electricity they generate and store! I truly do not want to sound cliche, but trust me when I say, do not wait, this one will not last long!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $1,210 | $1,210 | $1,210 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,493 | $3,678 | $4,650 |
Total Monthly Payment | $4,795 | $4,980 | $5,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.