5430 W TORTUGA LOOP, Lecanto, FL, 34461 | $430,000

NEW CONSTRUCTION, A TRULY CUSTOM HOME UNSURPASSED IN CRAFTSMANSHIP AND FEATURES. Highlights include a stunning copper coloured metal roof ($45K), a large, paved, screened-in lanai with a rectangular propane fire pit ($120K) and an elegant stone retaining wall ($50K) joined by a wooden fence enclosing the back yard for maximum privacy. This custom home is offered by a longtime area builder and no expense was spared in its creation! Built for longevity, low maintenance and energy efficiency, you will not find another home in its class at this price point. 3 BR/2 bath/2 car garage. Open plan. Volume ceilings. Upscale kitchen appliances. Breakfast bar. Separate dining area. Tray ceilings in each BR. Stone countertops throughout. Custom lighting. Custom cabinetry. Epoxied floor in the garage. Custom built closet encloses the HVAC unit. Dedicated laundry closet. TESLA charger in garage. Plumbed for outdoor gas grill. Primary bedroom features dual closets, dual bathroom vanities and custom tile in the large walk in shower. Low HOA is $125/mth. Genuinely superior construction overall. Great attention to detail and design features. Community pool and clubhouse are in the planning process with no definite finish dates. The Stonegate community is highly unique and strategically located! Upgraded and custom features are part of every home package with a strong focus on energy efficiency, longevity and overall low maintenance. A Standard Features list is available upon request. Stonegate is very convenient to the recently completed extension of the Suncoast Highway making the overall location convenient to Tampa, Tampa International airport & environs. Citrus county is well known for its pristine waters and famous springs. The actual date of construction is 2024 with COO issued in 2024. Move in ready, never occupied. This home is offered for sale only, please no rental requests. Builder states no offers site unseen. Buyer to verify taxes with county, currently billed as vacant land.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,878
  • Acreage: 0.23
  • Est. Taxes: $254
  • HOA Fee: $125 Monthly
  • Elem. School: Rock Crusher Elementary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8376466
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8376466/5430wtortugaloop_lecanto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 7:44:58 AM)
Listing courtesy of FLORIDA EXECUTIVE REALTY   Phone: 813-908-8500

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NMLS Mortgage Loan Originator ID 16953

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5430 W TORTUGA LOOP, Lecanto, FL, 34461

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $21 $21 $21
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,174 $2,260 $2,880
Total Monthly Payment $2,270 $2,356 $2,976

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.