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Welcome to this beautiful updated ranch in the heart of Cheshire. This home has been extremely well cared for and is ready for its next family. This home is in move in ready condition with tons of amenities. The front entry brings you to a wide open living room/dining combo with hardwood floors and custom shelving that surround the propane fireplace insert. Large bay windows bring natural light. The remodeled kitchen with custom cabinets and large island, with built in appliances and cooktop, becomes the gathering space for all. Granite counters, flat cook top stove and built in microwave and oven are just some of the great features. The first floor laundry room brings convenience as its a short distance to the three bedrooms all on the main floor. A large updated full bath on the main level provides easy access for all. The lower level is 744 sq feet of living space with an attached full bath, providing a rec room or possible in law set up. Plenty of shelving and storage also creates an opportunity to use this room any way someone wants. Newer mechanicals include Furnace system, oil tank, in-direct water heater, Basement system with sump pump and back up pump, dehumidifier, central air, and reverse osmosis water system. The exterior of the home has vinyl siding, gutter guards, newer roof, repointed chimney with natural stone facade and s/s chimney liner for the fireplace, An irrigation system provides water for the yard and gardens. Two sheds are also included. The above ground pool has been professionally maintained and has a new pump and filter. It also has its own deck. The multi tiered deck for the home offers tons of space ( approx. 908 sq ft) all built with fibron composite decking and rails. A generator and hook up are included as well. The 2 car garage also has a battery back up for each door. The level corner lot also features stone patios and walls professionally installed. This home has it all, and is located in a very desired neighborhood.
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Living Room | Bay/Bow Window,Book Shelves,Gas Log Fireplace,Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Main |
Rec/Play Room | Full Bath | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 860.990.2486
paul.addamo@raveis.com
NMLS Mortgage Loan Originator ID 93047
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $639 | $639 | $639 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,512 | $3,621 | $4,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.