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Incredibly spacious indoors and out! This 4-Bedroom 3-Bath Mill Creek home is situated one of the most desirable sites in the neighborhood. Over half an acre sized lot, and ACRES of green space and water views. ROOF is only 4 years old! Boats & RVs can be parked/stored on your lot, but must be behind a fence. Enjoy the outdoors in your solar-heated pool & spa, play on your play set, roast marshmallows in the fire pit, or lounge on the lanai with a refreshment. The Kitchen features Stainless Appliances, Newer Range and Refrigerator, Stainless appliances, Upgraded wood shaker cabinets with glass inlay, Tile backsplash, Granite Countertops, Built-in Wine Rack, Breakfast Bar, and a Single Basin Under-mount Sink. Other upgrades include: Wood Burning Fireplace, 10 ft ceilings, Attic stairs, Oversized 2 car garage, Utility sink and cabinetry in laundry room, Plantation Shutters, French doors leading to lanai from Primary Suite, NO CARPETS, and Multiple sliders leading to lanai. Tucked within the deed-restricted community of Mill Creek, this East Bradenton property offers the benefit of low HOA fees and no CDD fees. Ideally positioned between SR 64 and Upper Manatee River Road, it’s only about 4 miles from I-75 for easy access. Surrounded by lush greenery, mature landscaping, and picturesque trails, Mill Creek is perfect for nature lovers and families alike. Highly rated schools, local parks like Rye Preserve and Lake Manatee State Park, as well as shopping, dining, golf courses, and all the conveniences of Lakewood Ranch are just a short drive away.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,285 | $4,186 |
Total Monthly Payment | $3,539 | $3,664 | $4,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.