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What can be better than walking out your back door, from your screen porch to the waterside swimming pool and spa AND not having to take care of any of it? Just sit back and relax!!! Textures & colors abound with birds, boats, and exquisite sunsets. This split plan, 2/2, ground level, furnished villa-condo, can be a permanent paradise or part time rental. The famous Don Cesar Hotel is in view across the Intracoastal Waterway. Watching the boats go by in a no wake zone is a bonus entertainment factor. 103 has one of the lowest maintenance fees in the area! Your reserved parking space is just steps away under the tower building where bicycles are stored. Upstairs (via elevator or stairs) is a spacious social area with TV, a library, and pool table. Around the corner is extra storage and a laundry facility. (This is in addition to your own laundry in condo. ) Waterside racks for kayaks are available for an extra fee. Everything about this condo is conveniently located! Gorgeous world-famous beaches to the west & south and lively downtown St Petersburg to NE are just a few minutes (approx. 5-15 minutes) away. International airports are easily accessible via major highways about 3-5 minutes away. Golf, tennis and boat slips are available at Isla Del Sol Yacht & Country Club for additional fees. Please see the photos for details about the lovely interior and enjoy the sunsets. Aerials show the condo in relationship to the surrounding area. Important note: The First Milestone Inspection was completed and the second was not necessary. SIRS is completed.
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Our Executive Mortgage Banker:
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$374,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,200 | $299,200 | $299,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,891 | $1,966 | $2,505 |
Total Monthly Payment | $2,115 | $2,190 | $2,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.