7823 BAY DRIVE, Tampa, FL, 33635 | $750,000

This amazing multi-generational waterfront estate sits on a 1-acre lot, offering nature and privacy. Featuring 5 bedrooms and 3 bathrooms, the property includes a separate apartment with a private entrance for extended family, guests, or rental potential. Huge 2nd floor wrap around balcony for entertaining or enjoying the serene views. Total under roof SQ FT. 4600. New roof 2025.

The main house boasts granite countertops, and an open, airy living area. The separate apartment features its own fully-equipped kitchen, living area, and bedroom—ensuring complete privacy for its residents.
Property Features:
Access to the water for Kayaking, paddle boarding, and enjoying scenic views
Separate apartment or mother-in-law-suite with its own private entrance
Granite countertops and modern stainless steel appliances in the main kitchen and brand new appliances in the apartment.
No HOA—enjoy the freedom to use the property as you wish
Spacious 1-acre lot with mature landscaping and room for outdoor activities
Private dock providing easy access to the water

Ample parking with space for multiple vehicles, boats, or RVs.

Enjoy serene water views and the flexibility of a separate apartment with its own living space. This is a unique opportunity to own a no-HOA, waterfront property that offers both luxury and practicality.

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 1975
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,363
  • Acreage: 1.08
  • Est. Taxes: $3,213
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
  • MLS#: O6301392
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6301392/7823baydrive_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/24/2025 12:22:28 AM)
Listing courtesy of Beycome of Florida LLC   Phone: 804-656-5007

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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7823 BAY DRIVE, Tampa, FL, 33635

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.019% 7.050% 6.152%
Monthly Tax Payment $268 $268 $268
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,743 $3,942 $5,023
Total Monthly Payment $4,103 $4,302 $5,383

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.