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Tasteful updates abound in this time honored 1927 Duplex. The entire home features fresh paint inside and out as well gorgeous refinished original hard wood flooring. Both units have beautiful wood burning fireplaces and mantles with spacious 9 foot ceilings. They also benefit from stylish new bathroom improvements, as well as wonderful kitchen enhancements. The lower unit received the natural gas treatment with a new chefs stove and tankless water heater, along with upgraded appliances. The upstairs kitchen has a custom stainless steel counter top and sink that is one of a kind. A new electric hot water heater, fridge and dishwasher round out the upstairs kitchen upgrades. Both floors include a laundry/storage room just off a brand new impressive wooden staircase highlighted by decks above and below. This home has seen recent cpvc plumbing and electrical upgrades and it has an 8 year old roof with a transferable 25 year warranty. Both Carrier AC's are also 8 years old and purring like kittens. There are separate electrical and water meters already in place for both addresses. The units share a fully fenced backyard with a covered patio and exterior storage shed. There is a private side driveway and plenty of room for a rear garage is someone is inclined. This beautifully maintained and tastefully restored opportunity is truly one to be seen. An owner can comfortably reside in either unit renting the other reducing their mortgage payment or they can rent both incredibly appealing units, knowing their asset is rock solid needing minimal maintenance due to the extensive lists of recent upgrades and improvements. Call us for a private showing to see all that's on offer here.
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Our Executive Mortgage Banker:
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$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,655 | $2,759 | $3,516 |
Total Monthly Payment | $3,178 | $3,282 | $4,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.