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Welcome to 427 Carolina Ave in Lady Lake, Florida! This charming single-family home is nestled in a peaceful neighborhood, offering a perfect blend of comfort and convenience.
This 2. 25 acre property is mostly fenced in, with an electric gate at the entrance. The exterior of the home features a classic design and a spacious driveway leading to a two-car garage.
Upon entering the home, you are greeted by a bright and airy living space with 10-foot ceilings and an open floor plan that seamlessly connects the living room, dining area, and kitchen. The living room is the perfect spot to relax and unwind, featuring a three-panel sliding door looking out onto the screened pool.
The kitchen is spacious, with stainless steel appliances, tons of cabinet space, and a center island that doubles as a breakfast bar. And don't forget about the huge walk-in pantry. The adjacent dining area is ideal for hosting family gatherings and dinner parties.
Enjoy peaceful country living, just minutes from all the amenities of Lady Lake, and close to The Villages. The home offers four bedrooms, including a spacious master suite with a walk-in closet and an en-suite bathroom and a private entrance to the pool area. The second bedroom has an in-law suite, complete with its own bathroom and walk-in closet. The two additional bedrooms are generously sized and share a full bathroom.
Step outside to the backyard oasis, where you will find a screened in saltwater pool, complete with a tranquil waterfall. This area is perfect for outdoor entertaining. In addition to the pool, you can walk down to the little Lake Hattie and watch the birds while enjoying the breeze. With 2. 25 acres, and lots of mature oak trees, there is no shortage of space to enjoy!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$607,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $485,600 | $485,600 | $485,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,069 | $3,190 | $4,065 |
Total Monthly Payment | $3,530 | $3,651 | $4,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.