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This home is the hidden gem of Sumter County due to its beauty and attraction as the highest point in Oxford and Wildwood. It is a three bedroom, two bath home securely built from block and stucco with the interior featuring a roomy kitchen, brightly lit dining room, spacious living room and an inviting family room for relaxing in. This home has many upgrades or additions over the past ten years. A 480-sf lanai with two French doors accessing the house and a walk out access to the backyard, two car garage, Custom landscaping installed in 2022 with shrubs planted on three sides of the property for privacy, Full house tile upgrade completed in 2018, A brand new dishwasher, Removal of popcorn ceilings removed in 2021, Roof replacement in 2017, A detached 2 ½ garage rebuilt in 2019, Master bathroom upgrade in 2025, Upgraded all rooms with ceiling fans and lights, HVAC replaced in 2018 and freshly painted throughout the house! This beautiful home is centrally located to local shopping and children’s activities, i. e. , ½ mile to Walmart, 2 miles from Publix, ½ mile to The Villages, FL, 7 miles from the movie theater, and 3 miles from restaurants. Endless possibilities with this 1-acre tract zoned commercial (C-3) and a 50-foot easement from CR 466. Additional 2 contiguous acres zoned C-3 available.
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$329,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.075% | 6.192 |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,642 | $1,729 | $2,203 |
Total Monthly Payment | $1,950 | $2,037 | $2,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.