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Looking for AN EASY LIVING RETREAT within a RESORT STYLE COMPLEX in a SUPERB LOCATION CLOSE TO AWARD WINNING GULF BEACHES? Then you have come to the right spot at the right time! UNIT #203 in the HIGHLY SOUGHT AFTER SHIPWATCH ONE TOWER with its CLEAN, UPDATED INTERIOR and SECURE, SOLID EXTERIOR offers a PERFECT PLACE TO HANG YOUR FLIP FLOPS. Enter into a COMFORTABLE, OPEN PLAN LIVING SPACE with CONSISTENT CERAMIC TILE FLOORING THROUGHOUT. SPACIOUS PRIMARY BEDROOM with BALCONY ACCESS and EN-SUITE BATH. Split plan 2nd bedroom with close access to the FULLY REMODELED 2nd BATH with walk in shower. BOTH BEDROOMS HAVE WALK-IN CLOSETS. For lock and go peace of mind there are ELECTRIC ROLL DOWN HURRICANE SHUTTERS on the primary bedroom window and ACCORDION STYLE HURRICANE SHUTTERS on the balcony. AVAILABLE FULLY FURNISHED. INSIDE LAUNDRY (washer and dryer included). COVERED ASSIGNED PARKING SPACE #203 (plus plenty of additional guest parking) and a LARGE PRIVATE STORAGE ROOM #203. TWO BUILDING ELEVATORS, GATED COMMUNITY and CODED LOBBY entry. CONCRETE CONSTRUCTION, MILESTONE INTEGRITY INSPECTION and SIRS STUDY COMPLETE, 2025 BUDGET FULLY FUNDED. PET-FRIENDLY (1 dog and/or 1 cat up to 25lbs each), 3 month minimum rental, max 2x per year with 2 year ownership required prior to renting out. HIGHLY POPULAR, 56 ACRE, RESORT STYLE COMPLEX WITH AMAZING AMENITIES including 2 pools (waterfront main pool located very close to the condo, 2nd pool is a heated lap pool), hot tub, Intracoastal walking trail, clubhouse, resident library, several community activities and a marina with 32 privately owned slips. Active TENNIS and PICKLEBALL community with tennis professionals available. INDIAN ROCKS BEACH is less than 1 mile from the condo door offering access to miles of soft sand and sparkling Gulf waters, great restaurants, local shops and an array of fun in the sun activities. Be sure to VIEW THE 3D TOUR link for an immediate walk through experience. Then schedule your in person visit and DON’T FORGET TO BRING YOUR FLIP FLOPS!
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,492 | $1,550 | $1,976 |
Total Monthly Payment | $2,057 | $2,115 | $2,541 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.