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Welcome to Your Dream Home in the Heart of Garden City! Nestled in one of Cranston's most sought-after neighborhoods, this beautifully maintained 3-bedroom, 2. 5-bath Colonial is the perfect blend of comfort, convenience, and timeless charm. Just a 5-minute walk to vibrant Garden City, you'll enjoy access to some of Rhode Island's finest dining, shopping, and lifestyle amenities right at your doorstep. Step inside and discover 1, 470 sq ft of thoughtfully designed living space featuring a spacious layout ideal for both entertaining and everyday living. The kitchen was tastefully updated in 2018, while all bathrooms were refreshed in 2020, including a serene primary ensuite that offers a perfect private retreat. From tile to carpet, the interior is meticulously maintained and move-in ready. Outside, enjoy a fully fenced backyard an entertainer's dream or a tranquil space for peaceful relaxation. The lush, well-maintained lawn often praised as the best in the neighborhood is kept vibrant with a full sprinkler system. Built in 1985, this home has been lovingly cared for and updated to meet modern needs while retaining its Colonial charm. Whether you're hosting gatherings or savoring a quiet evening at home, this property truly has it all. Don't miss your chance to call Garden City home. Schedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,033 | $3,153 | $4,018 |
Total Monthly Payment | $3,595 | $3,715 | $4,580 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.