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This 2 bedroom 2 bath villa includes both a front and back patio and garden area creating the feeling of a single family home without all the maintenance. Make sure you view the pictures of the garden. Spacious unit with inside laundry room and walk in closet. Ceramic tile floors, window treatments, 2 full baths, and plenty of storage. Multiple sliding doors throughout the villa provide lots of natural light and peaceful views of the surrounding gardens. Penthouse Groves is an exceptional 55+ community that offers a full clubhouse with a heated pool, sauna, and grilling area. Additional amenities include, fitness room, shuffleboard, card room, billiard room, party area, kitchen, and library. Residents can also enjoy fishing from the community's private dock on the lake. The property is located in a non-flood zone and includes an assigned covered parking spot with ample guest parking . Penthouse Groves is ideally situated near grocery stores, restaurants, and shopping centers within walking distance. Additionally, the beaches are just a short distance away, making this location perfect for those seeking easy access to amenities, parks, airports, and the beauty of Pinellas County.
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Our Executive Mortgage Banker:
Our Insurance Division:
$263,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $210,400 | $210,400 | $210,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,382 | $1,761 |
Total Monthly Payment | $1,585 | $1,637 | $2,016 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.