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Step into this spacious, charming, four bedroom 1880 farmhouse with hard to find historic architectural details and character. The home has light filled rooms, mountain views, and plenty of options for comfortable living. The first floor has a mudroom, a generously sized eat in kitchen with a walk-in pantry, as well as a formal dining room. You'll also find a large living room, a first floor full bath, and bedroom that could be used as a home office, den, exercise room, or playroom. The second floor has three additional bedrooms, a full bath and a laundry room large enough for other activities. There is an attached shed that could be converted into more living space but now houses the lawn and garden equipment. The lot has a fenced in area with a chicken coop and the owner will leave the chickens if you would like a flock of friendly fowl! Plenty of room for gardens makes this property a perfect homestead. The detached two car garage has ample space for a workshop or storage for your seasonal toys! The home is a quick three miles from the center of Brandon with its quaint shops and restaurants. Close to Rutland, Middlebury, and Vermont's hiking, skiing and lakes!
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $499 | $499 | $499 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,846 | $1,918 | $2,444 |
Total Monthly Payment | $2,420 | $2,492 | $3,018 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.