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Welcome to this beautifully maintained Colonial-style home, perfectly situated on a quiet cul-de-sac in desirable Glocester, RI. This charming country property features 3 spacious bedrooms with a study, 3 bathrooms, and a large 3-car attached garage. Inside, you'll find gleaming hardwood floors throughout and two inviting living rooms one with a cozy wood-burning fireplace, and the other with a gas fireplace offering serene views of the backyard, complete with picturesque stone walls and surrounding woods. Upstairs, the primary suite with a large walk-in closet which includes a private full bathroom with both a tub and shower. Also on the second floor are two additional bedrooms and a well-equipped home office, ideal for remote work or study. The basement provides even more space, including a workout room, ample storage, and utility/mechanical areas. Step outside to enjoy the beautifully landscaped yard with perennial gardens, stone walls, and natural elements that blend seamlessly with the wooded surroundings. Also, in ground sprinklers and whole filtration system. All of this, just minutes from shopping, highway access, and local amenities this is the perfect combination of peaceful living and convenience.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,792 | $3,941 | $5,022 |
Total Monthly Payment | $4,430 | $4,579 | $5,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.