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Perfectly situated in the heart of the Upper East Side, this gracious and sun-filled two-bedroom, two-bathroom residence at 205 East 78th Street blends refined pre-war charm with thoughtful modern updates. A welcoming entry foyer leads into a generously proportioned west-facing living room, where large windows frame iconic city views and bathe the space in beautiful natural light. Anchored by a wood-burning fireplace with custom built-in bookshelves and exposed brick, the room is enriched by beamed ceilings and wide-plank chocolate-stained hardwood floors, creating a warm and sophisticated atmosphere ideal for both entertaining and everyday living. The partially open, windowed eat-in kitchen is a chef’s dream, featuring sleek off-white cabinetry, granite countertops, and top-tier stainless steel appliances, including a Sub-Zero refrigerator, Miele range, new Bosch dishwasher, and a full-size pantry. A shimmering glass tile backsplash adds the perfect finishing touch. The oversized primary bedroom offers a peaceful retreat with western exposures, electric blinds, and an enormous outfitted walk-in closet (measuring over 12 feet long!) that also houses a new in-unit Miele washer and dryer. The windowed en-suite bath features classic tiling and a glass-enclosed shower. The spacious second bedroom is a serene corner sanctuary with both southern and western light pouring in. Elegant glass-pane doors and a full wall of closets complete the picture. Additional highlights include six outfitted closets, pristine hardwood floors, through-the-wall air conditioning, “city quiet” windows throughout, and windows in every room for exceptional light and cross-ventilation. Built in 1931, 205 East 78th Street is a meticulously maintained prewar cooperative with a full-time doorman, concierge, resident manager, and attentive staff. Amenities include storage units, bike storage, and a modern laundry room. The building permits pieds-à-terre, guarantors, co-purchasing, gifting, and subletting after two years of ownership. Pets are welcome. Monthly electricity is billed at a fixed rate of $159. 69 and is not included in the stated maintenance. With Central Park, the Met, Equinox, gourmet grocers, Madison Avenue shopping, and some of the city's finest dining just moments away—not to mention easy access to the 6 and Q trains—Apartment 6EF offers the ultimate Upper East Side living.
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Our Executive Mortgage Banker:
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$1,595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,276,000 | $1,276,000 | $1,276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,245 | $8,170 | $10,854 |
Total Monthly Payment | $7,370 | $8,295 | $10,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.