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Charming Brick Home on 1 Acre in Peaceful Saratoga Community. Welcome to this beautiful, well-maintained brick home nestled on a full acre in the serene and private Saratoga community—just minutes from downtown Mount Dora. Shaded by mature trees, this 3-bedroom, 2-bath split-plan home offers the perfect blend of comfort, space, and functionality. Step inside to a spacious foyer that opens to both a formal living room and formal dining room, perfect for entertaining. The cozy family room features a wood-burning fireplace and sliders that lead out to a screened lanai, ideal for enjoying peaceful mornings or winding down in the evening. The kitchen boasts granite countertops, a breakfast bar, and a sunny eating area for casual meals. Just off the kitchen, you'll find a large laundry room with ample storage. The owner's suite features brand-new carpet, private access to the lanai, a generous walk-in closet, and a bathroom with both a soaking tub and separate walk-in shower. The two guest bedrooms are privately situated with a well-appointed guest bath. Car lovers and hobbyists will love the oversized 3-car garage (32' x 22'), which includes an additional 19' x 12' bonus roomperfect for a home office, gym, or extra storage. Additional features include. . New drain field (2 years old). Well & irrigation system. Outdoor shed for tools & lawn equipment. Only 8 homes on a quiet, dead-end street. Don't miss this rare opportunity for quiet country living with convenience to the charm and amenities of Mount Dora. All measurements and information deemed accurate but not guaranteed. Buyers and Realtors advised to verify.
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,730 | $2,837 | $3,616 |
Total Monthly Payment | $3,079 | $3,186 | $3,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.