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A slice of paradise awaits just off scenic Saint Joe Road! Nestled on 1. 25 beautifully landscaped acres and zoned for agriculture use, this 3 bedroom, 2 bath, corner lot pool home offers a 2018 roof, 2023 AC, 2023 Water Heater, newer interior and exterior paint, a beautifully updated kitchen, and a fantastic floor plan! Curb appeal shines from the moment you arrive, with a picturesque covered front porch surrounded by fresh thoughtfully designed and manicured landscaping that sets the tone for what’s inside. The inviting interior features durable vinyl flooring throughout most of the home, making everyday upkeep a breeze. Natural light pours into the living room through newer windows, while a ceiling fan and fresh paint adds extra appeal. The kitchen is both functional and welcoming, with views of the living room and dinette, ample cabinetry, granite countertops, shiplap accented breakfast bar seating, and stainless steel appliances, including a 2023 dishwasher. For a formal dining experience, there is a dedicated dining room near the front of the house! Retreat to the spacious primary suite, complete with dual walk-in closets and a beautifully updated en-suite bath featuring a soaking tub, a walk-in shower, and a granite countertop with two sinks. Two additional well-sized bedrooms are split away from the primary bedroom for privacy and sit just across the hall from the second full bath, offering comfortable accommodations for family or guests. A generous 14x24 bonus room with 2 ceiling fans, a wet bar, and a set of French doors to the covered pool deck provides additional opportunity as a game room, media room, or family room to entertain guests! Head out the double doors to the pool deck where sunny afternoons and relaxing swims await. A two-car carport connected by a covered walkway offers convenience rain or shine and features an enclosed storage area for tools or toys. But that’s not all…there’s also a 18x17 detached garage that’s presently used for storage but it could be your workshop or equipment garage. Chances like this are few and far between on Scharber Road…call today to tour this charming property!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $414 | $414 | $414 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,970 | $3,127 | $3,953 |
Total Monthly Payment | $3,476 | $3,633 | $4,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.