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This home has been occupied and loved by current owners for 42 years--in a quiet, stable neighborhood where neighbors become friends. It is within walking distance to Skinner Rd Elementary School and Hockanum River parks. The property is almost equidistant between Boston and New York City, with an approximate 5 minute drive to grocery stores, hardware stores, hospital, library, churches, and commuter parking adjacent to I-84. This home has good vibes! It is charming, comfortable, and well maintained. The kitchen and baths have been updated, and there are gleaming hardwood floors on the main and upper levels. Downstairs there is a large, finished den/office/lounging and entertainment area with built-in bar. One of the owners' greatest pleasures has been their enjoyment of the 14x16 screened porch off the dining area. It has a high wood ceiling and skylights, paddle fan, and TV hookup. Spring and summer breezes are delightful. The porch leads directly to the large, fenced back yard (plenty of room to play and garden) with brick patio. Make an appointment to see this lovely, beautifully landscaped home!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Upper |
Bedroom 2 | Hardwood Floor | 12.0 x 13.0 | Upper |
Bedroom 3 | Hardwood Floor | 9.0 x 12.0 | Upper |
Den | Dry Bar,Gas Log Fireplace,Wall/Wall Carpet | 12.0 x 25.0 | Lower |
Dining Room | Hardwood Floor | 9.0 x 12.0 | Main |
Kitchen | Remodeled,Breakfast Bar,Laminate Floor | 12.0 x 15.0 | Main |
Living Room | Wood Stove,Hardwood Floor | 12.0 x 20.0 | Main |
Primary Bedroom | Ceiling Fan,Half Bath,Hardwood Floor | 11.0 x 15.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $286,800 | $286,800 | $286,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $444 | $444 | $444 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,813 | $1,884 | $2,401 |
Total Monthly Payment | $2,332 | $2,403 | $2,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.