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Welcome to 2137 Wappoo Drive - a charming 1950s stucco cottage tucked into the heart of Charleston's coveted Riverland Terrace neighborhood. Situated on a generous 0. 22-acre corner lot along the iconic Avenue of Oaks, this 3-bedroom, 2-bathroom home offers 2, 100 square feet of well-preserved craftsmanship and thoughtful updates, with room to expand or add a secondary structure. Step into the light-filled living room and immediately notice the craftsmanship--original woodwork, detailed picture molding, solid wood doors, and classic brass hardware. Just beyond, a charming black-and-white tiled sunroom provides peaceful views of the landscaped back terrace and garden seating area. The updated kitchen features granite countertops, bleached maple cabinetry, and stainless steel dishwasher and range. The first floor includes two well-sized bedrooms and a full bathroom. Upstairs, the entire second level is dedicated to a serene primary suite, complete with a tiled bathroom, built-in bookshelves, a walk-in closet, and a large picture window that invites natural light and garden views. Additional storage can be found in the walk-in attic and convenient eave spaces. Riverland Terrace is one of Charleston's most sought-after neighborhoods, known for its proximity to the downtown Charleston, Kiawah, The municipal golf course, and The Terrace, which offers quaint restaurants, a theatre, and a farmer's market. As one of Charleston's first planned subdivisions, the community features a public boat landing on the Intracoastal Waterway, a community garden, and a ball field. This home, situated on the Avenue of Oaks, provides a perfect setting for afternoon walks under the shade of majestic trees.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $959,200 | $959,200 | $959,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,828 | $6,142 | $8,290 |
Total Monthly Payment | $5,953 | $6,267 | $8,415 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.