1218 Cosmos Road, Summerville, SC, 29483 | $385,000

This move-in-ready gem in a friendly neighborhood within the highly sought-after Dorchester District 2 school zone is ready for you. With 4 bedrooms, 2. 5 bathrooms, and a spacious upstairs loft, this home offers both functionality and comfort for your everyday living. Inside, you'll find fresh interior paint, new carpet upstairs, and a new roof--giving the home a clean, refreshed feel. The kitchen opens directly to the living room, creating a warm, connected space perfect for hosting or relaxing with family. Step out back and enjoy a large deck overlooking a peaceful open field--no rear neighbors, just open views and privacy. It's the perfect space for cookouts, morning coffee, or unwinding at the end of the day. Best of all? This home comes equipped with. . . PAID-OFF solar panels, so you can enjoy significant energy savings without the monthly payment. The neighborhood itself offers fantastic amenities, including a community pool and walking trails, making it easy to stay active and social close to home.

Features

  • Amenities: Pool, Walk/Jog Trails
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Traditional
  • Development: 63 - Summerville/Ridgeville
  • Year Built: 2012
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,686
  • Acreage: 0.12
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Knightsville
  • Middle School: Dubose
  • High School: Summerville
  • MLS#: 25010697
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/25010697/1218cosmosroad_summerville_sc?source=qrflyer
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Listing courtesy of Better Homes And Gardens Real Estate Palmetto

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1218 Cosmos Road, Summerville, SC, 29483

$385,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $308,000 $308,000 $308,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,947 $2,023 $2,578
Total Monthly Payment $2,022 $2,098 $2,653

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.