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Come check out this 2-family home, built in 1910, offers a blend of historic charm, spacious living, and investment potential. Spanning 2. 5 stories and approximately 2, 539 square feet, the property features a total of 11 rooms, including 5 bedrooms and 3 full bathrooms. The first-floor unit offers 958 square feet of living space with 2 bedrooms, 1 full bathroom, a kitchen, and a comfortable layout. The second unit occupies the second floor and finished attic, providing a combined 1, 581 square feet with 3 bedrooms and 2 full bathrooms, spread across two levels for added flexibility. Each unit has its own kitchen, making the home ideal for owner-occupants, multi-generational living, or rental income. The home is heated by forced hot air using oil or gas, and features interior finishes that include plaster and drywall walls, as well as a mix of finished wood and carpeted floors. The basement is currently unfinished, offering excellent storage space or future finishing potential. Set on a 0. 12-acre with its solid structure, flexible layout, and prime location, this is a great opportunity for both homeowners and investors alike.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $457 | $457 | $457 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,815 | $1,887 | $2,404 |
Total Monthly Payment | $2,347 | $2,419 | $2,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.