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Pre-Construction. To be built. Welcome to Smith Road, nestled in the heart of Central Florida, Polk City offers a tranquil, small-town atmosphere with easy access to a variety of outdoor adventures and community amenities. Your dream home awaits with this brand-new Bartow model manufactured home, offering 3 bedrooms, 2 bathrooms, and over 1, 000 square feet of thoughtfully designed living space. From the moment you arrive, you'll be charmed by the spacious front porch with a board and batten accent wall—a perfect spot to enjoy your morning coffee. Step inside and immediately appreciate the high-quality finishes and attention to detail, from the warm woodgrain vinyl flooring throughout to the open-concept layout that effortlessly connects the living, dining, and kitchen areas—ideal for entertaining. The chef-inspired kitchen is a true highlight, featuring brand-new stainless steel appliances, a sleek 36" European-style range hood, built-in microwave, and a central island with pendant lighting, waterfall-edge countertops, and a breakfast bar. You'll also love the shaker-style cabinets in Ozark Shadow, a barn-door pantry, and ample counter space to prep and cook with ease. The primary bedroom offers a serene retreat, complete with a walk-in closet and a luxurious en-suite bathroom featuring a 60” glass-framed shower and dual 36” vanities with a bank of drawers—perfect for keeping all your essentials organized. Two additional bedrooms provide comfortable space for family or guests, while the second full bathroom includes a 36” vanity and a tub/shower combo, ideal for relaxing at the end of the day. Additional upgrades include a dedicated laundry room, LED recessed lighting, modern pendant lighting, low-E insulated windows, and craftsman-style trim with chair rail detailing. This beautifully designed home offers comfort, style, and functionality in every detail, with no HOA or lot rent! Polk City offers something for everybody, whether you're a nature enthusiasts, you’ll have the General James A. Van Fleet State Trail, or an aviation aficionado, you’ll have the Fantasy of Flight museum, or if you enjoy the seasonal local events, you’ll have the Harvest Holler Corn Maze to attend. Centrally located near many restaurants, an abundance of shopping options, theme parks, and easy access to major highways that make driving to either coast a breeze! Schedule your viewing today and experience the best of Florida living!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $2 | $2 | $2 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,264 | $1,313 | $1,674 |
Total Monthly Payment | $1,341 | $1,390 | $1,751 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.