Welcome to this impeccably maintained 2-bedroom, 2-full-bath end unit townhouse nestled in the highly sought-after 55+ gated community of The Regency at Wappinger. This stunning home has been thoughtfully designed with active adults in mind, offering elegance, comfort, and practicality. Stainless steel appliances, granite countertops, and open floor plans create a blend of contemporary style and function. Tray ceiling in the primary suite and a vaulted ceiling in the Great Room/Kitchen area add an open, airy, luxurious feel, perfect for relaxing or entertaining. Sliding glass doors lead to the private, low-maintenance Trex deck off the dining nook, perfect for enjoying morning coffee or evening sunset. Additionally, the dining room, spacious bedroom, full hall bath and laundry room complete the main level. Hardwood floors in the foyer, kitchen, and dining areas bring durability and charm, while plush carpet adds warmth and coziness to the relaxing and sleeping spaces. Crown molding enhances the home’s architectural beauty with additional elegance. Enjoy the ease and convenience of one-level living blending comfort and style seamlessly. This unit features a full, unfinished walk-out basement, offering abundant storage and possibilities to customize. Parking: 2-car-attached garage with access directly to the home and private driveway for an additional 2 spaces. The Regency at Wappinger offers you a friendly and vibrant community lifestyle with various clubs and committees to help you connect with your neighbors. The luxurious amenities and recreational opportunities bring resort-style living to your backyard with an award-winning clubhouse, well equipped fitness center, outdoor in-ground pool, yoga studio, sauna, bocce/tennis/pickleball courts…. . Whether you're looking for luxurious comfort or an engaging community, this home and neighborhood offer the perfect balance of peaceful living and social opportunities. Schedule your visit today and experience the lifestyle you deserve!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $816 | $816 | $816 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,244 | $3,416 | $4,353 |
Total Monthly Payment | $4,152 | $4,324 | $5,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.