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THIS IS IT!!! There Are SO Many Reasons Why This House Should Be YOUR VERY OWN! This Beautifully Updated 3 BR/2 BTH Stately Colonial with Old World Charm and Updated Interior is Located on a Lovely Tree-Lined Street in the Sought After Village of Patchogue. You Can Quickly Get To The Action of the Village w/Its Renowned Restaurants & Hot Spots & Be Oh So Close to the Fire Island Ferry. Then You Have Your Serene Retreat Where You Can Enjoy Your Beverage on Your Gorgeous Wrap Around Porch w/a View of Your Cherry Blossom Trees & Beach Plum Bushes & Then Head Back to Entertain in Your Super Large Sunny Backyard. Your New Home Boasts Numerous Updates & Amenities Including a Private Red Rock Driveway, A One and a Half Car Garage, Gas Cooking, Solar Panels (Fully Paid For That Will Save You a Bundle!), New Flooring on the Second Floor;French Doors to Your Wraparound Porch, Two Updated Bathrooms, Eat-In-Kitchen w/SS Appliances & Granite Countertops, Classic Stained Glass Windows and Plenty of Storage in Your Walk-up Attic! And There's More - You Will Be Close To EVERYTHING You Could Ever Need Or Want -Shops;Restaurants;Parks;Nightlife;Hospitals;Highways & Public Transportation. AWESOME! Make This House Your Home! You Deserve It!,
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $867 | $867 | $867 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $3,043 | $3,846 |
Total Monthly Payment | $3,849 | $4,002 | $4,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.