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Bright & Airy 2-Bedroom | 1-Bath – in a Private House, Mount Vernon, NY - Additional Photos Coming Soon Step into this sun-drenched, open-concept 2-bedroom apartment occupying the first floor of a well-kept private house on a quiet Mount Vernon street. Thoughtfully laid out with two separate entry points—perfect for effortless move-ins and convenient everyday access—this home combines the privacy of single-family living with the ease of apartment life. Key Features - Spacious open-concept living/dining area framed by oversized windows for all-day natural light. - Large primary bedroom, plenty of space for a sitting area or home office. - Comfortable second bedroom ideal for guests, a nursery, or work-from-home setup. - Updated kitchen (open to the living area) with generous cabinetry, full-size appliances, and breakfast bar seating. - Full bath . - Hardwood floors, high ceilings. - Two private entrances - Tenant pays electric/cooking gas. - Street parking - **No pets / Non-smoking** Location Highlights - Quick access to the **Fleetwood Metro-North station** (Harlem Line) – approximately 30 min to Grand Central. - Close to the Hutchinson River & Bronx River Parkways, I-95, and Cross County Shopping Center. - Zoned for Mount Vernon public schools; several private and charter options nearby. #### Lease Details - **Monthly Rent: ** $2, 250. 00 - **Security Deposit: ** 1 month's rent - **Lease Term: ** 12 months minimum - **Available: ** Move-in ready upon approval - **Application Requirements: ** Completed rental application, 700+ credit score, verifiable income, 40x the monthly rent, verifiable references.
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Our Executive Mortgage Banker:
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$2,250
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,800 | $1,800 | $1,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.063% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $12 | $15 |
Total Monthly Payment | $86 | $87 | $90 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.