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One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ Welcome to the Hamlet community of Port Orange and this updated 4BD/2BA single story home full of value and versatility! Featuring an ideal SPLIT BEDROOM FLOOR PLAN that also delivers two light and bright living areas with the dining area and kitchen in between, making it flexible to configure however suits your needs best. There are NEW (2025) LUXURY VINYL PLANK WOOD FLOORS throughout, for a fresh modern feel while still being low maintenance. The UPDATED KITCHEN (2025) is as stylish as it is functional, and both bathrooms have also been updated with new vanities (2025) and feature tiled showers. Additional upgrades include a NEWER ROOF, ELECTRICAL and WATER HEATER, providing peace of mind for years to come. The new owner will enjoy the spacious lot full of mature trees and the privacy of a FULLY FENCED BACKYARD - the perfect space for pets, play or weekend cookouts with family and friends. Conveniently located for easy access to I-95 and US 1, you are just minutes from local favorites like Spruce Creek Park, Ponce Inlet and Smyrna Dunes Park. You will also appreciate the proximity to area beaches and you are only 15 minutes from the New Smyrna Beach Spots Complex and Municipal Airport. Whether you are looking to INVEST or MOVE RIGHT IN and make it your own, this Port Orange gem checks all the boxes. Easy to show - call today to schedule a tour!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$340,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,787 | $2,277 |
Total Monthly Payment | $2,206 | $2,274 | $2,764 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.