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One or more photo(s) has been virtually staged. Welcome to your dream home at 18519 Alphonse Cir, Port Charlotte, FL 33948! This mostly renovated 3-bedroom, 2-bath, 2-car garage gem sits proudly on a spacious corner lot, offering modern comforts and endless possibilities. Step inside to discover a bright and open living area with sleek ceramic tile flooring, complemented by durable LVP flooring in all bedrooms, no carpet here! The gourmet kitchen boasts stunning granite countertops, brand-new appliances (all replaced within the last year), and ample cabinetry for all your culinary needs. Both bathrooms feature matching granite counters, adding a touch of elegance to your daily routine. Not to leave out this also features a Mana Bloc Plumbing system. Enjoy the perks of city water and city sewer, newly completed for hassle-free living. Relax or entertain on the screened lanai, which opens to a large backyard—perfect for your future pool or outdoor oasis. A spacious storage shed in the side yard keeps your garage clutter-free, giving you plenty of room to organize. Located in a fantastic neighborhood with no HOA or deed restrictions, this home offers freedom and flexibility. With its prime location, modern upgrades, and move-in-ready condition, this is the Port Charlotte home you’ve been waiting for. Schedule your showing today!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $208,000 | $208,000 | $208,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $426 | $426 | $426 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,315 | $1,366 | $1,741 |
Total Monthly Payment | $1,816 | $1,867 | $2,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.