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This is it, you've been searching, search no further. Punta Gorda nestled between Sarasota and Fort Myers. With access to Siesta Key and Englewood beach, can you say QUARTZ SAND BEACHES? You've never been to a beach until it's 90+ degrees outside and instead of burning hot sands, you get the relief of the COOL, quartz sand beaches. Maybe the beach is a bit much for your taste, well how about a walk along the 2. 4 miles of trail that parallel the Peace River. If you have an affinity for Bass, Perch, Snapper etc you're in the right place. Nightlife in this community is enough to be social, and mature enough to be classic and timeless. If parks are more your speed, then heaven awaits, all you need is some sun screen, good walking shoes and your zeal! Snowbirds, first off, welcome home! You know you secretly love Florida more than NY and Connecticut. It's ok, you can drink the winters away in a beautiful and unique distillery; Alligator Bay Distillers.
This house has what you need to make it a home, cool off in the pool or take a walk along the canal and watch the west coast of Floridas sunsets. With a direct view of the backyard and a beautiful water feature, what more could you ask for? Work from home? No issue, your home office awaits you. Wife mad at you, theres enough room in this house for her to forget about you for a few hours. If listing isn't showing in local MLS please reach out to realtor for info sheet.
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Our Executive Mortgage Banker:
Our Insurance Division:
$538,998
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,198 | $431,198 | $431,198 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $665 | $665 | $665 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,725 | $2,833 | $3,610 |
Total Monthly Payment | $3,482 | $3,590 | $4,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.