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Pre-Construction. To be built. Remodel permit approved, all fees PAID. All a new owner needs to complete is an owner/builder affidavit with the building department or have your contractor provide their contractor information to the County. Pool permit in hand with Design Concepts! Took over a year to get the remodel permit. House is ready for complete transformation. Existing home requires remodel per building plan. The planned addition is to be built ON TOP of the existing concrete block walls. No expensive lifting of the house required. House is totally gutted and concrete cut and hammered out for new thickened footings. All that is left to do is remove the trusses and roof. Two existing boat lifts, one is 10, 000 lb the other is 20, 000 lb. Beautiful open floor plan with all vaulted ceilings. Modern design with old Florida appeal. 2, 075 sq ft of finished space, two car garage and roughly 1, 215 sq ft of flex space on lower level. Seller got tired of waiting for the permit and bought another one in the neighborhood. Pool design does not encroach under the house as shown in the renderings. A short 10 minute boat ride to open water via Philips canal. Situated in the heart of a golf cart-friendly community, this home offers easy access to nearby amenities, including a general store, local fish market, Galt Preserve, and St. Jude Nature Trail—all within golf cart distance in St. James City. The island is also home to several preserves, including the Calusa Heritage Trail and the Pine Island Sound Aquatic Preserve, perfect for nature enthusiasts. St. James City is alive with community spirit, featuring the Civic Association Park, which hosts a variety of events, including free afternoon concerts. There is no shortage of things to keep you occupied, with 18 miles of biking/walking paths, tennis and pickleball courts, heated community pool, and playground. Plus, you’ll find weekly live entertainment at several spots across the island, and fun tiki restaurants, creating an inviting and vibrant atmosphere. Short boating adventures out to Sanibel, Captiva, or Fort Myers Beach. Come experience the laid back island lifestyle you’ve been looking for!
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,119 | $2,202 | $2,806 |
Total Monthly Payment | $2,457 | $2,540 | $3,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.