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Ready to live your lakefront dream? It’s all within reach at 229 Joann Circle, it seems! Whether you're looking for your second home or a vacation home that you also use as a short term rental, this opportunity is truly "turn key. " Updated and fully stocked, this 3-bedroom, 3-bathroom home gives water views from the house while a short, gentle walk to the dock allows for even more expansive views. The main level outdoor space features a large, covered porch with a beautiful crossbreeze to keep you cool during warm summer days. Inside, you'll find the kitchen, a dining area, and a main level den with a wood burning fireplace. There are also two bedrooms, a laundry room and a full bathroom. The second level of the home offers another bedroom, two full bathrooms and the heart of the home - the living room - complete with a vaulted ceiling with beautiful beams and walls of windows, you'll appreciate the beautiful views and the option to open the doors and enjoy a breeze. There's also an upper level deck with retractable sun canopy. Fully furnished, you'll find a fully stocked kitchen, all appliances, including new washer and dryer and tankless hot water heater, duplicate linens for quick turnover, TV's, indoor and outdoor furniture and more! Home comfortably sleeps 10-12 people (utilizing sleeper sofa). Home has active termite bond; outbuilding provides excellent storage (and is also covered under termite bond). Main level fireplace is wood burning (it was inspected, cleaned and repaired in 2022). Upper level includes a gas, freestanding fireplace. Dock includes a DNR recommended DOCK LIFEGUARD system to detect electricity around your dock and the water around your dock and recently installed BOAT LIFT for a V-hull boat. There is extraordinary parking for all guests (during the bassmasters, SIX vehicles with boat trailers easily fit the available parking)! The yard is partially fenced. If you've been looking for VIEWS of the water on Lake Hartwell along with a gentle walk to the water, this is your home! You're a short boat ride to Tilly's Restaurant (with beautiful views and a fun atmosphere). There's a private boat ramp within the Port Bass subdivision, and the community is UNRESTRICTED. While this home is close to I-85 for easy access, you will appreciate the serene setting and no road noise. *Boat does not convey. *Listing Agents are LICENSED SC REAL ESTATE AGENTS.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.906% | 7.025% | 6.026% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,402 | $3,678 | $4,650 |
Total Monthly Payment | $3,739 | $4,015 | $4,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.