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Welcome home to 7 Cardinal Point, a beautiful custom-built home in the coveted Spinnaker Cove section of Keowee Key. Spinnaker Cove is a unique community of cottage-style homes like no other on Lake Keowee. The WOW factor of this home begins as you step up to the welcoming front porch. Stepping into the home, you will love the modern, open floor plan. The main level begins with 8’ doors and site-finished hardwood floors throughout the home, upstairs and downstairs. The doorways are 36” wide. A wide foyer transitions to a vaulted-ceiling great room, kitchen and dining area. This fabulous entertaining space includes beautiful cabinetry, luxurious stainless steel appliances, gas range with vented hood and separate microwave drawer and plenty of storage for the home chef. The shiplap fireplace is a great focal point with additional storage cabinetry on either side. You will love relaxing or entertaining in this space! The oversized sliding glass doors open to a generously sized covered porch with composite decking. It is so easy to continue entertaining with the additional hardscape patio that wraps around to the back of the home. The primary suite will feel like a relaxing retreat with coffered ceiling and abundant light from the windows. The primary bath includes a separate shower, large soaking tub, separate water closet and his and hers sinks. The closet is also generously sized. Downstairs also includes a guest room and home office. The additional full bathroom includes a beautiful tiled walk-in shower. Walking upstairs are two additional generously sized bedrooms with plenty of storage. Be sure to check out the seasonal views of Lake Keowee from the large picture window! The Jack and Jill bathroom is the perfect set up upstairs. Summer on Lake Keowee is SO CLOSE! Keowee Key is an amenity rich lake community including 18-hole Championship Golf, Fitness Center, Tennis and Pickle Ball Complex, walking trails, Fine Dining, Lake Access, Two Marinas, Private Swim Beach, 2 Outdoor pools and 1 Indoor pool and much more. Only two hours from Atlanta, one hour from Greenville, and one and a half hours from Asheville. Owner is agent.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.581% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,618 | $4,866 | $6,568 |
Total Monthly Payment | $4,983 | $5,231 | $6,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.