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Under contract-accepting backup offers. Waterfront living at it's finest!!! Welcome to the quaint community of Pirate Harbor! Hop into the boat from your backyard from one of the two personal boat lifts, which offers direct and quick access to Charlotte Harbor and Boca Grande inlet with no fixed bridges. The open waters of Charlotte Harbor are a few minutes from your dock, where you can head off to fish, dock at local restaurants for a meal, or venture further out for beachcombing. Charlotte Harbor is one of the best sports fishing spots in the US. Snook, redfish and trout fishing from the end of your canal for miles in every direction. 12 miles by boat to world class tarpon fishing at Boca Grande Pass and the Gulf beaches of Sanibel,
Captiva, Cayo Costa and Gasparilla Islands. This waterfront 3/2 stilt home is move-in ready and has a 5000 gallon saltwater pool with hot tub, a pool storage room, an abundance of parking space including RV parking with electrical service, space for boat trailer parking, a fenced area, two docks each with its own boat lift (one 10, 000 lb lift and one 5000 lb lift), and 100 feet of saltwater canal frontage with direct access to endless waterways. The upstairs floor is 1524 sf and is the main living space with 2/2, washer/dryer, huge open kitchen and living room with lots of windows for natural light and maximum water views. This area is great for entertaining with very large island to accomodate family, guests, meals, etc. Thomasville cabinetry with soft-close doors and drawers. Most lower cabinets have the pull out shelves for easy access. In addition to the space in the kitchen it offers sleek granite countertops, and new stylish coastal backsplash, induction range, and most amenities to make cooking and entertaining a pleasure. The downstairs has an additional 775 sf of air conditioned space that includes a flex space offering a multitude of use options, including a 3rd bedroom, Florida room, utility room, etc. The downstairs Florida room has 8 sets of sliders for maximum access to the pool, dock, yard, and of course the views. The spacious 2-car garage includes additional washer/dryer hookups, utility sink, garage door openers, and direct access to yard, pool, and downstairs living area. The oversized upstairs lanai and downstairs pool and spa area are screened in, with a spiral staircase for easy access from outside. Enjoy the most beautiful sunsets from the upstairs lanai, or from your recliner while sitting in the living room. The home has been updated with keyless entry, smart lighting, smart thermostats, and several outdoor security cameras. New metal roof and gutters (2021), new AC upstairs (2019), New AC downstairs (2022), new water heater/heat pump hybrid (2021), new boat canopy structure (2018) with new canopy replaced (2023), new deck boards (2023), new paver driveway w/underground drainage pipes, and additional paver walkways (2024). Additional updates include: window treatments in bedrooms & bath, new ceiling fans in upstairs bedrooms & lanai, new closet doors, additional blinds for lanai, new stair lighting, and exterior accent lighting. It you're looking for a well-maintained, move-in ready, million dollar waterfront view/access look no further! This should be a must-see on your list!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,920 | $615,920 | $615,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,893 | $4,046 | $5,156 |
Total Monthly Payment | $4,337 | $4,490 | $5,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.