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Escape to your own private oasis in this brand-new, two-story single-family home, situated on a quiet street and enveloped by the tranquility of nature. This meticulously crafted residence offers two bedrooms, a full bath, and a convenient half bath, providing comfortable and stylish living. Enjoy the convenience of being just 2 miles from the vibrant heart of downtown Saint Augustine and 6 miles from the sands of Saint Augustine Beach. With easy access to shopping, dining, entertainment, and excellent schools, including Flagler College (also 2 miles away), this location is truly unbeatable. Built with local expertise, from the HVAC to the roofing, and designed by a local architect, this home embodies the spirit and quality of the Saint Augustine community. Experience the perfect blend of serene living and easy access to all Saint Augustine has to offer. High Quality local contractors built these 5 unique "local color" style homes on the least traveled part of Alexander Street. Huge benefit is the 34 Ft. Elevation and the homes are raised several feet above road grade. This property is one of 5 offered for sale at this location. Many creative down payment assistance programs available through Florida Housing Finance Corp and USDA 100% financing also available.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,770 | $1,839 | $2,344 |
Total Monthly Payment | $1,845 | $1,914 | $2,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.