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Discover your tranquil retreat in this brand-new, 2 story single-family home, perfectly nestled on a peaceful corner lot embraced by nature's serenity. This charming residence features 2 bedrooms, a full bath, and a convenient half bath, offering comfortable living with a touch of modern elegance. Enjoy the best of both worlds, with historic downtown Saint Augustine just 2 miles away, and the shores of Saint Augustine Beach only 6 miles from your doorstep. Benefit from proximity to excellent shopping, entertainment, and top-rated schools, including Flagler College, also just 2 miles away. Built with pride by a local builder, utilizing trusted local services from HVAC to electrical to roofing, and designed by a local architect, this home reflects the unique character and craftsmanship of the community. Experience the blend of peaceful living and convenient access to all that Saint Augustine has to offer. High Quality local contractors built these 5 unique "local color" style homes on the least traveled part of Alexander Street. Huge benefit is the 34 Ft. Elevation and the homes are raised several feet above road grade. This property is one of 5 offered for sale at this location. This property is the corner lot. Many creative down payment assistance programs available through Florida Housing Finance Corp and USDA 100% financing also available.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,815 | $1,887 | $2,404 |
Total Monthly Payment | $1,890 | $1,962 | $2,479 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.