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This home has the WOW factor. CITY WATER AND SEWER. Recently renovated from floor to ceiling. New soft close kitchen cabinets with lazy Susan. Beautiful quartz countertops and waterfall island. All new kitchen appliances and washer/dryer. Oversized large floor tiles and waterproof laminate throughout (NO CARPET). Newer roof and A/C. The bathrooms were recently completely renovated with stunning tile work. From the moment you walk in the front entry door, your eyes are drawn straight to your large 15X30 private pool that. The community park is just a few homes away and features a children's playground, volleyball court, BBQ area and walking trail. This home is NOT in a designated FEMA flood zone, therefore saving you thousands of dollars each year on flood insurance. Seller has installed both a whole house water filter to remove hard water elements from the city water and a reverse osmosis system to provide high quality drinking water in the kitchen. These units were purchased at considerable expense and are included in the sale. Impressively low HOA fee of only $166 quarterly. This is the home that you will want to show off to your friends and family.
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,200 | $311,200 | $311,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $337 | $337 | $337 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,967 | $2,044 | $2,605 |
Total Monthly Payment | $2,379 | $2,456 | $3,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.