![]() |
Discover the charm of this newly renovated, modern 2-bedroom, 1-bath home located in the desirable Central Oak District! This move-in-ready gem offers peace of mind, as it is situated in Flood Zone X, where flood insurance is NOT required. The updated kitchen boasts custom cabinetry, quartz countertops, a glass tile backsplash, and an island, perfect for culinary enthusiasts. The open floor plan is complemented by luxurious vinyl flooring throughout, creating a seamless flow from the dining space to the sunlit Florida room.
Step outside to a fully fenced backyard, featuring a covered patio, lush landscaping, and a parking pad ideal for summer BBQs. The separate laundry and storage room adjacent to the patio adds convenience to your daily routine. A new HVAC, Water Heater installed in 2023 plus new Sprinkler System and Landscape Lighting in 2024 ensuring comfort and efficiency (Roof 2020). Enjoy quick access to dining and shopping in the popular Grand Central District and take a short 10-minute drive to top-rated beaches. This home is perfect for first-time buyers, a vacation home or as a rental investment. Schedule your appointment today and make this beautiful home yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,922 | $2,023 | $2,558 |
Total Monthly Payment | $2,262 | $2,363 | $2,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.