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One or more photo(s) has been virtually staged. How hard is it to find a gorgeous, top-floor, end-unit penthouse condo? Incredibly. Especially one under $1M with unmatched waterfront views—so don’t miss this opportunity! Tucked within the prestigious, gated Hidden Lagoon community, this expansive, move-in-ready waterfront residence boasts over 2, 000 sq. ft. of elegant living space. From the moment you step inside, you're welcomed by a bright, open floor plan highlighted by rich wood floors, a stylishly renovated white shaker kitchen, and soothing water views from your oversized balcony. The generously sized kitchen island is ideal for casual dining or entertaining, while the spacious living room offers the perfect setting for hosting gatherings. Step outside to your private balcony—accessible from both the living room and primary bedroom—and enjoy your morning coffee or evening wine as you watch dolphins, manatees, and fish drift through the tranquil waters below. You'll also be treated to breathtaking panoramic views of the downtown skyline, Boca Ciega Bay, and the iconic Skyway Bridge. The serene primary suite is a true retreat, complete with a cozy reading nook, abundant natural light, and a spa-inspired en-suite bathroom featuring a double vanity, deep soaking tub, and a walk-in shower with a rainfall shower head. In the east wing of the home, you’ll find a dedicated dining area, a convenient half bath for guests, and two well-appointed guest bedrooms. One features its own en-suite bathroom and a private balcony overlooking the beautifully updated pool area. As a top-floor resident, you’ll enjoy true privacy with only one other unit on your level—and no neighbors above. Hidden Lagoon’s resort-style amenities include two pools (one a heated lap pool), a spa, gas grills, a fully equipped fitness center, tennis/pickleball courts, bike racks, kayak/paddle board storage, ample guest parking, a deeded storage unit, rentable boat slips, fishing piers, and lush, manicured grounds. Water lovers will appreciate the ease of kayaking directly from the protected waterways just outside your door. With a covered assigned spot in the garage, your own dedicated storage unit, and plenty of community bike and kayaking racks, this condo enables you to live the quintessential healthy Florida lifestyle! Plus, the condo has already passed a clean 4-point before going to market. With easy access to top-rated beaches like Fort DeSoto, St. Pete Beach, Pass-a-Grille, vibrant dining and nightlife, and unforgettable sunset views, you will love where you live. Don’t miss your chance to own this extraordinary penthouse—schedule your private showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.540% |
Monthly Tax Payment | $1,134 | $1,134 | $1,134 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,739 | $4,994 | $6,741 |
Total Monthly Payment | $5,965 | $6,220 | $7,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.