22 MADEIRA Drive, Out of Area, FL, 32080 | $645,000

Tucked away on Anastasia Island, this 4-bedroom, 3-bath gem blends comfort, character, and unbeatable location. Just outside the St. Augustine city limits, you get all the perks of the historic district without the added city taxes.

Inside, the home impresses with a distinctive design—from charming barn doors to a cozy natural brick fireplace that anchors the living space. The open kitchen offers plenty of counter space and great lighting, making it a natural gathering spot. With a spacious layout and two separate primary suites, there's room for everyone to spread out and feel at home.

Love entertaining? You'll have plenty of space both inside and out, plus an outdoor shower for rinsing off after beach days. The new metal roof, updated plumbing, and fresh paint inside and out give peace of mind, so you can focus on enjoying the lifestyle. And speaking of lifestylethis location can't be beat. Walk to RB Hunt Elementary, Lighthouse Park, the Alligator Farm, Anastasia State Park, and The Amp. Whether you're heading downtown or to the beach, you're only five minutes away in either direction. Best of all? No HOA or CDD fees. Just laid-back island living with everything you need right at your fingertips.

Features

  • Bedrooms: 4
  • Baths: 3 full
  • Style: Traditional
  • Year Built: 1955
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,838
  • Acreage: 0.17
  • Est. Taxes: $3,585
  • Elem. School: R.b. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: 2082563
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/2082563/22madeiradrive_outofarea_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

22 MADEIRA Drive, Out of Area, FL, 32080

$645,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $516,000 $516,000 $516,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $299 $299 $299
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,261 $3,390 $4,320
Total Monthly Payment $3,652 $3,781 $4,711

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.