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Welcome to this 1900 two-story, updated residence located within the quaint village of Ivoryton. This 3 BR, 2. 1 BA home features a traditional floor plan with hardwood floors, freshly painted walls, and a remodeled kitchen with an old fashioned cupbard. Upstairs offers the primary with cathedral ceiling and private bath. Two additional bedrooms and bath offer flexibility for family, guests, or home office. The detached 1-bedroom apartment needs some TLC but provides an opportunity for rental income, guests or multigenerational living. Additional outbuildings currently used for storage, include a Victorian style "playhouse/workspace". Being sold as is- bring your ideas and make it your own. The residential community of Ivoryton offers local restaurants, theater and scenic beauty, while being just minutes from the CT River and shoreline beaches.
Type | Description | Dimensions | Level |
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Bedroom 1 | Laminate Floor | 13.0 x 9.0 | Upper |
Bedroom 2 | 11.0 x 9.0 | Upper | |
Dining Room | Hardwood Floor | 11.0 x 16.0 | Main |
Full Bath | Tub w/Shower | Upper | |
Half Bath | Vinyl Floor | Main | |
Kitchen | Remodeled,Vinyl Floor | 11.0 x 11.0 | Main |
Living Room | Bay/Bow Window,Book Shelves,Hardwood Floor | 11.0 x 18.0 | Main |
Primary BR Suite | Skylight,Cathedral Ceiling,Full Bath,Hardwood Floor | 16.0 x 11.0 | Upper |
Study | Book Shelves,Hardwood Floor | 13.0 x 10.0 | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $465 | $465 | $465 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,121 | $2,234 | $2,846 |
Total Monthly Payment | $2,661 | $2,774 | $3,386 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.